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During the launch of the PMJDY scheme on 28.08.14 in New Delhi, Hon’ble Prime Minister announced a life cover of Rs. 30,000/- with the RuPay Card for all those who subscribe to a bank account for the first time during the period 15th August, 2014 to 26th January, 2015.
This Rs. 30,000/- life insurance cover is called as Life Cover under Pradhan Mantri Jan Dhan Yojana, which will serve to give a life insurance cover on death of the life assured, due to any reason, to the deceased’s family. The scheme aims to provide security to those families who cannot afford direct insurance, namely the urban poor and rural poor who are not covered under any social security scheme.The bank account comes with a RuPay debit card with a built-in accidental cover of Rs 1 lakh.
The nominee of the accountholder will be entitled to receive death benefit of Rs.30,000/- in case of the unfortunate death of the accountholder on account of any cause.
The assurance on the life of an insured member shall immediately terminate upon the happening of any of the following events and no benefit will become payable thereafter.
Annexure C1 & Annexure C2
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