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LIC's New Term Assurance Rider provides for life cover in case of unfortunate death of the insured during the cover period. It can be attached with a basic policy to provide add-on benefit at a nominal cost. This rider shall only be attached with Non-Linked plans at the inception of the base policy.
In case of unfortunate death of the life assured during the term of the Rider, an amount equal to the Term Assurance Rider Sum Assured shall be payable.
On survival to the end of the term of the Rider, nothing shall be payable
Same as the basic policy to which the Rider is attached.
The maximum Term Assurance Rider Sum Assured shall be less than or equal to the Basic Sum Assured / Sum Assured /Sum Assured (in Health plan) under the basic policy to which it is attached, but not exceeding the overall limit of Rs.25 Lakhs taking all Term Assurance Riders under all existing policies of the life assured taken from Life Insurance Corporation of India including the new proposal under consideration.